By the end of February 2026, Taiwanese domestic banks saw a simultaneous increase in both total lending and non-performing loans (NPLs), resulting in a stable NPL ratio. According to the Financial Supervisory Commission (FSC), total outstanding loans across 38 banks grew by $18.21 billion (NT$569 billion) month-over-month, reaching a total of $1.47 trillion (NT$45.87 trillion).
During the same period, NPLs rose by $0.04$ billion (NT$1.13 billion) to a total of $2.19 billion (NT$68.4 billion). Despite this uptick in bad debt, the average NPL ratio held steady at 0.15%, matching January’s figures and showing a slight improvement of 0.01 percentage points from the previous year.
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