Loans to Taiwan’s small and medium-sized enterprises (SMEs) from domestic banks increased by $17.38 billion (NT$550.4 billion) in December 2025 from a year earlier, based on official figures.
By the end of December, total SME lending had reached nearly $344.1 billion (NT$10.89 trillion).
This means Taiwan met 120% of its 2025 annual growth target, according to the Financial Supervisory Commission (FSC).
SME loans made up 64.81% of total business lending and 68.26% of loans extended to private enterprises.
Meanwhile, the average non-performing loan (NPL) ratio for SME loans stood at 0.2%, unchanged from end-November 2025.
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