Ant International provides funding to R2, an embedded lending company in Latin America

Ant International has made a strategic investment in R2, an embedded lending infrastructure company operating in the Latin America (LATAM) region.

R2 allows digital platforms to offer financing to their merchants via an API-based, complete, white-label service. This system enables merchants to easily access capital directly through the digital tools they already use, such as point-of-sale (POS) systems, e-commerce sites, marketplaces, and payment processors, according to an Ant International press release from October 30, 2025.

The investment involves a direct capital injection from Ant International. Ant International anticipates that its “advanced risk capabilities” will improve R2’s solutions with AI-powered tools, thereby reducing the cost of credit.

The press release confirmed that R2’s existing management team will continue to run the company’s daily operations. R2 was established in 2020 and currently operates in Mexico, Chile, Colombia, Peru, and Brazil.

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