Taiwan’s revolving credit card balance reaches $3.84b in June

Taiwan’s revolving credit card balance rises to $3.84b in June

The balance of revolving credit on Taiwan-issued credit cards stood at $3.84 billion (NT$115.4 billion) at the end of June 2025, up from $3.78 billion (NT$113.4 billion) a month earlier, data from the Financial Supervisory Commission (FSC) showed.

Outstanding installment balances fell to $5.16 billion (NT$154.9 billion) in June from NT$156.7 billion in May, while monthly write-offs totaled NT$0.6 billion.

The average delinquency ratio eased to 0.29% from 0.3% at the end of May. The ratio of overdue credit—loans past due more than three months—against total receivables, including non-accruals, also stood at 0.29%, compared with 0.3% in May.

As of June, 32 institutions were issuing credit cards in Taiwan.


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